.Union Financial Official Nirmala Sitharaman3 minutes reviewed Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Administrator Nirmala Sitharaman introduced that the government intends to open up over 30 thousand new PMJDY accounts throughout 2024-25.Rundown press reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 thousand Jan-Dhan accounts have actually been opened because the plan's launch a many years earlier, along with an advancing down payment difference of Rs 2.3 trillion.The common difference every profile has actually enhanced from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per-cent of these profiles are actually presently energetic." PMJDY has actually participated in a crucial role during the global, particularly for females," stated Sitharaman.In spite of the allocation for absolutely no harmony and the lack of a minimum equilibrium requirement, simply 8.4 per cent of the accounts preserve a no harmony. The plan has actually been specifically reliable in rural and semi-urban locations, where 66.6 per cent of the accounts are located.Since August 14, 2024, females account holders stand for 55.6 per-cent of the complete profiles, amounting to 295.6 million profiles, depending on to the Ministry of Money.
Presently, 99.95 percent of all occupied villages possess banking centers available within a 5-kilometre distance through numerous touchpoints, including bank branches, automated bank clerk equipments, financial correspondents, as well as India Post Remittances Financial Institution.As of August 14, 2024, there are over 1.73 billion surgical CASA (current account savings account) profiles in the nation, featuring much more than 530 million operative PMJDY profiles.Pertaining to social protection systems, Sitharaman highlighted that over 200 thousand advancing enrolments have actually given life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual premium of Rs 436.In addition, over 450 million increasing enrolments have actually delivered one-year unintended cover of Rs 2 lakh (for fatality or long-lasting complete handicap) and Rs 1 lakh (for permanent limited disability) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs 20 yearly.The Atal Pension plan Yojana has registered over 68 thousand subscribers.In terms of credit-linked plans, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing finances totaling up to Rs 29.93 mountain (as of July 12, 2024) have been actually allowed to give collateral-free institutional financial to small and small business devices approximately Rs 10 lakh for income-generating tasks.Under the Stand India Scheme, 236,000 increasing fundings amounting to Rs 53,609 crore (since July 15, 2024) have actually been actually sanctioned to Scheduled Caste, Scheduled Tribe, and also females business owners for establishing greenfield tasks.Also, the Pradhan Mantri SVANidhi plan has allowed fundings worth Rs 12,630 crore to 6.52 million road suppliers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY increasing down payment difference of Rs 2.3 trillion.u00b7 There are over 1.73 billion important CASA accounts.u00b7 Girls account owners consist of 55.6% of total profiles.Initial Published: Aug 27 2024|9:37 PM IST.